MEET RALPH
Integrity is the foundation of my business. I believe a mortgage should be about building relationships and helping my customers achieve their home financing goals, not just a transaction. As a licensed UNMB Home Loans Inc. mortgage loan originator, I take a consultative approach to the home loan process by customizing each home financing solution to help customers achieve financial goals. Many loan officers can get you a loan. My mission is to get you the right loan! I have extensive experience working with first-time homebuyers, conventional, FHA and VA loans. I can also do 203k rehabilitation loans and reverse mortgages for seniors.
I am a native New Yorker, having grown up in Queen, NY and now live on Eastern Long Island with my wife. I have three grown daughters and am a avid fisherman. I have personally closed approximately $600 million in mortgages during my 30 year career in mortgage finance. I am a proud member of the Ronkonkoma Rotary Club, founding member of the L.I. Business Social Media Networking Group and member of the “Le Tip” networking group.